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Dropped off my paperwork to the lawyer yesterday..
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Your attorney may not be happy to receive a box full of random paperwork. You might want to summarize it...
*List of debts: creditor name and balance, with perhaps a note as to when the debt was incurred and anything noteworthy. (Like recent cash advances.)
*Income: checks stubs for past 6 months
*Bank statements: last 4-6 depending on what your atty asks for
*Budget: list of expenses/bills going forward
As to 'tickets' depending on what these were for, they may not be dischargable.Get mortgage modified: DONE! 7 months of back interest payments amortized, payment reduced over $200/mo
(In the 'planning' stage, to file ch. 13 if/when we have to.)
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Oh gosh I hope the legal assisant doesnt kill me for bringing that tub...lol
I may have over did it ...BUT I did summarize everything on a spreadsheets.
*one worksheet with stuff showing on credit report organized with org creditor & account number, collection agency & account number amount due
*one worksheet with stuff not reported on credit report with same info as above.
*My expense worksheet
*paystubs
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