Schedule I & J Questions

[ndcm]

Hi all,

These questions may already be addressed within the forum so forgive me for jumping the gun but I'm sooooooo close to filing and I'm just anxious about a few things.

I currently receive $359 in Supplemental Nutrition Assistance Program (Food Stamps) and WIC (no cash value amount - just items listed). I'm trying to see what everyone else is doing when it comes to adding these to Schedule I. I believe the SNAP goes on #11 of Schedule I - do I/can include WIC? There's no actual cash value.

Regarding schedule J - I currently don't pay rent. Well, I live in a home that was rented to me by family members, then I started working for said family member and my rent was then included in my compensation - but it is not paid out to me in a check and then docked from my pay. It was a simple agreement. If I leave this a 0 will this cause problems or do I just explain it to the Trustee during our 341? Also, since student loans are not discharged I do include them on my Schedule J if I intend to keep paying for them right?

I fall beneath the median for a household of 3 but my Schedule J shows that I have about 300 left over every month. Problem?

Thanks in advance all!!!

[helpmeout]

With a positive $300, you won't be filing Chapter 7. You will have to go with a Chapter 13. Are you sure that you have looked at all expense categories?

[momofthree]

So is it the food stamps tipping you into the positive? I'm not sure they can force you into a ch.13 based on you receiving government assistance. However, if it makes that much difference, it may be worth it to discontinue the food stamps for a couple months so that you can file ch.7 and then sign up for them again once your bk is discharged....

[ndcm]

With a positive $300, you won't be filing Chapter 7. You will have to go with a Chapter 13. Are you sure that you have looked at all expense categories?

Thanks Helpmeout-I'm going to have to really take a look at some expenses as I didn't put any on clothing or entertainment thinking I shouldn't allot money for that and because I haven't spent anything on clothing or entertainment as there are no funds

[ndcm]

So is it the food stamps tipping you into the positive? I'm not sure they can force you into a ch.13 based on you receiving government assistance. However, if it makes that much difference, it may be worth it to discontinue the food stamps for a couple months so that you can file ch.7 and then sign up for them again once your bk is discharged....

Thanks momofthree-the SNAP is actually noted as income and I allot an extra 150 a month for my food expense + what I get from SNAP on my Schedule J so I don't think that's it. Just have to take a look at my expenses again.

[nc73]

If you're under the median i don't think the trustee will care. Once I do my schedule J I'll be in the positive by over a grand but my lawyer seems to think I can still do a 7. He said I will eventually need to move out and get my own place, etc.

[ndcm]

If you're under the median i don't think the trustee will care. Once I do my schedule J I'll be in the positive by over a grand but my lawyer seems to think I can still do a 7. He said I will eventually need to move out and get my own place, etc.

Thanks nc73 - I keep hearing our Trustee here is not as critical if you are under the median. We'll see...