Stressing - AUTOMOBILE

[iambroke72]

I had my 341 hearing on 4/26. I am going to keep my car as is and continue making the payments. I can't pay my bill online and GMAC won't mail a bill to me since they "can't talk to me" right now about collections until I'm discharged. They said if I sign a reaffirmation agreement they will reset my online account. Right now I am at the mercy of mailing my bill in or paying by phone which costs an additional $15. I have also read that some courts (I am in VA) won't allow a reaffirmation agreement and some people just do a "retain and pay" Any suggestions so I can stop stressing. My attorney told me to relax but I cannot. I just noticed that GMAC has now filed a proof of claim for the outstanding loan balance. The trustee has already filled his report of "no distribution" so should I just relax and keep paying my car as is not breathe? PLEASE HELP

[momofthree]

Just call them and get the payment address and mail the payment in.

[helpmeout]

I don't have online access to pay my car loan nor do they send me a bill. But since I have a tendency to misplace bills, I have an excel spreadsheet with the mailing address and account number and I mail them the payment.

I was supposed to reaffirm, but they haven't sent the paperwork to my attorney as of yet. If they don't do it soon, it will be too late and I will then just ride through.