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Do you keep paying mortgage thru ch7?

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    Do you keep paying mortgage thru ch7?

    I am current on my mortgage and want to stay that way. When we file CH7 will I have to miss payments or can I just keep paying thru?
    Chapter 7
    Filed, 12/21/2010
    Discharged, 03/30/2011

    #2
    Originally posted by etechjc View Post
    I am current on my mortgage and want to stay that way. When we file CH7 will I have to miss payments or can I just keep paying thru?
    If your intention is to keep your home then yes, pay for your home.
    Filed Chapter 13 02/2006 - Confirmed 05/2006 - Discharged 09/2011
    I'm not an attorney. My replies are merely suggestions or observations, not legal advice. As always, consult with an attorney before making any decisions.

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      #3
      And make sure to pay on time so they don't think you want to surrender the house.
      attorney consult and decided to file, 02/15/2010
      no-asset Chapter 7 filed, 03/11/2010
      341, 05/10/2010
      discharged, 07/13/2010

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        #4
        I actually always a month ahead on mortgage payments. I just wanted to make sure no one was going to see it a preferential treatment or anything.
        Chapter 7
        Filed, 12/21/2010
        Discharged, 03/30/2011

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          #5
          You will probably have to contact the BK dept of your lender to find out how they want the payments made during the course of your BK. Call them. They usually have a specific proceedure.
          Filed CH 7 9/30/2008
          Discharged Jan 5, 2009! Closed Jan 18, 2009

          I am not an attorney. None of my advice is legal advice in any way..

          Comment

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