Looking for opinions;
1. One spouse earns 90% of HH income, other is 10%.
2. Everything is seperate as far as debts and has been since marriage.
3. the 90% earner is way over means test, the 10% is way under.
If the 90% earner is paying 100% of their bills and there is nothing left over to speak of for the 10% spouse, can the 10% spouse file a CH7 for their debts only?
It is a non community property state and the "exemptions" work easily for the CH7 filer.
Obviously the tactic is to immediatley discharge the debts of the CH7 Filer and move on.
1. One spouse earns 90% of HH income, other is 10%.
2. Everything is seperate as far as debts and has been since marriage.
3. the 90% earner is way over means test, the 10% is way under.
If the 90% earner is paying 100% of their bills and there is nothing left over to speak of for the 10% spouse, can the 10% spouse file a CH7 for their debts only?
It is a non community property state and the "exemptions" work easily for the CH7 filer.
Obviously the tactic is to immediatley discharge the debts of the CH7 Filer and move on.
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