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Discharge letter and included accounts

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    Discharge letter and included accounts

    My discharge letter states that I have been granted a chapter 7 discharge. If I were to mail this letter to experian, who is still reporting histories on the included accounts, how do they know what accounts were included in the chapter 7? The discharge letter doesn't list any accounts, it just states that a discharge was granted.

    #2
    Originally posted by ROB37LAW View Post
    My discharge letter states that I have been granted a chapter 7 discharge. If I were to mail this letter to experian, who is still reporting histories on the included accounts, how do they know what accounts were included in the chapter 7? The discharge letter doesn't list any accounts, it just states that a discharge was granted.
    Send them a copy of your creditors matrix along with the discharge letter.
    Filed Chapter 13 02/2006 - Confirmed 05/2006 - Discharged 09/2011
    I'm not an attorney. My replies are merely suggestions or observations, not legal advice. As always, consult with an attorney before making any decisions.

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      #3
      also, they will probably just assume everything was included until some creditor says otherwise.
      filed ch7 May 09
      341 june 09
      discharged, closed Aug 09

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