Do I have to remove myself as an auth user on someone else's cc now?

[Beeheery]

POSSIBLY filing within the next two weeks. I am currently an authorized user on someone else's credit card. Should I take myself off of it until my case is discharged? Also, since I have been using the card for food expenses, school etc, do I have to list that as "income" on my forms when I file? I don't want to not put it and then get in trouble or go to jail for fraud or anything like that. Thanks!

[NewPage]

I don't know if removing yourself will do anything - as an authorized user you are not responsible for the debt from what I understand. Listing as income? Don't know about that either....do you have an attorney?

[Beeheery]

No, the person whose card I am using is not filing BK-just me. But I don't know if me filing will do anything with their account/credit report etc. Because even though I am just an auth user (not joint) the cc company wanted my social security # for record/id. They also withdraw cash on the card and I don't know if the trustee would say that I am the one pulling cash or if it affects my case at all. No, no attorney-no $ for one unfortunately.

[ssmdem]

No, the person whose card I am using is not filing BK-just me. But I don't know if me filing will do anything with their account/credit report etc. Because even though I am just an auth user (not joint) the cc company wanted my social security # for record/id. They also withdraw cash on the card and I don't know if the trustee would say that I am the one pulling cash or if it affects my case at all. No, no attorney-no $ for one unfortunately.

I know when I was an authorized user on my parent's credit card, it showed up on my credit report. I don't know an answer for you though. ?????

I'm having similar worries about being on my parent's checking account.