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Median Income, slightly over/under

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    Median Income, slightly over/under

    Is this correct?

    If you just over the median income the whole thing is more complicated. It's like a red flag and your case gets more attention, you have to pass the means test and back it all up with proof.

    If your just under the median, it's pretty cut and dry. Under is under and that's that.

    #2
    Just because you're under doesn't automatically mean you get to file ch. 7. Median income is just the first step. You don't have to complete the means test if you're under, but you do have to show that you don't have enough dmi to fund a ch. 13...
    Filed Chapter 13 on 2-28-10. 341 completed 4/14/10. Confirmed 5/14/10. Lien strip granted 2/2/11
    0% payback to unsecured creditors, 56 payments down, 4 to go....

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