preferential treatment and spouses credit cards...

[seekininfo]

I was planning on filing alone, so hubby kept paying his cards.

NOW, we have decided with the economy and my health, that its best to BOTH file. Since I cant work.

will this be considered preferential treatment?? I was about to stop paying on his cards to use the money towards an attorney, but dont want to if we wont be able to file on them.

[newbie2]

I was planning on filing alone, so hubby kept paying his cards.

NOW, we have decided with the economy and my health, that its best to BOTH file. Since I cant work.

will this be considered preferential treatment?? I was about to stop paying on his cards to use the money towards an attorney, but dont want to if we wont be able to file on them.

You don't state how much was paid to each of your husbands creditors, but I really wouldn't worry about it or let it stop you from filing together. If too much was paid and some were deemed preferential payments the trustee will get it back from the creditors. Paying a creditor too much won't put a stop to your bankruptcy filing. Don't worry about it.

[seekininfo]

we pd the monthy payments for almost a year. $400 on one and $100 on another.
the $400 is due in a few days and I'd like to use that towards the attorney. But afraid to NOT pay.

[keepinitreal]

Stop paying those 2 credit card bills since your husband will be filing too. The fact that you paid them while not paying others will not affect you and your husband being able to file for bankruptcy. If the trustee decides there was preferential treatment, he/she will deal with the 2 credit card companies and not you or your husband.

[frogger]

If you're going to file bk, stop paying all unsecured debt immediately.