Can a credit card freeze my bank acct?

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My husband is concerned that one of my creditors will be able to freeze our joint back accts. I don't think they can, at least not without a judgment - correct?

I'm talking about an unrelated card with Bank of America. I am not behind on my B of A card. Someone like Chase or Discover - they cannot freeze, correct?

[nc73]

if they are not affiliated no. they need to sue you first.