The Landlord Will Know!

[ApresMoi]

Well, that's a disappointment. I was told the law firm 'has' to list the landlord on Schedule G (Executory Contracts and Unexpired Leases) even though my one year lease expired a LONG time ago (and I rent month to month and am current on rent).

When I look at the master mailing list, sure enough, the landlord is listed. Isn't that the list that the courts used to notify everyone? So they will know? If so, there's nothing I can do about it. I had wanted to maintain my privacy.

[pileated]

That happened to my husband, too. His lawyer insisted on putting the landlord on the creditor matrix. I had to call our landlord and explain the situation to him so he wouldn't freak out. It was embarrassing, especially since we are about to sign a new 2-year lease.

pileated

[BobMango]

Well, that's a disappointment. I was told the law firm 'has' to list the landlord on Schedule G (Executory Contracts and Unexpired Leases) even though my one year lease expired a LONG time ago (and I rent month to month and am current on rent).

When I look at the master mailing list, sure enough, the landlord is listed. Isn't that the list that the courts used to notify everyone? So they will know? If so, there's nothing I can do about it. I had wanted to maintain my privacy.

They do have to be listed since you have a security agreement with funds on deposit with your landlord.

That does not mean they have to be listed on the mailing matrix. I listed my lease on Schedule G but never but them on the mailing matrix, so unless they've done a public records search, they haven't been notified.

[dakota112]

I did not put mine on the mailing list. Bottom line here my atty told me is if you put it on sch G but not on mailing list, than they can come after you with a judgment after discharge if you default on the lease. If you notify the landlord of the BK and than default post discharge there is snothing the landlord can do.

[mtbc]

I didn't put my landlord on the mailing matrix either, nor did I serve them with a Statement of Intention. Then again, my rent was current, and I'll be keeping it that way, so it wasn't material anyway. It was also comfortably below IRS local standards so I didn't see there'd be a problem with assumption if it came to it.

Of course, I listed the lease on Schedule G (mine isn't month to month yet) and the security deposit on Schedules B and C (I think it's actually held in my name).

[ApresMoi]

Good to know! Though I don't plan to ever not pay my rent.

I did not put mine on the mailing list. Bottom line here my atty told me is if you put it on sch G but not on mailing list, than they can come after you with a judgment after discharge if you default on the lease. If you notify the landlord of the BK and than default post discharge there is snothing the landlord can do.

[ApresMoi]

Hmm...ok, I'll have to think about this (whether to list them).

****

They do have to be listed since you have a security agreement with funds on deposit with your landlord.

That does not mean they have to be listed on the mailing matrix. I listed my lease on Schedule G but never but them on the mailing matrix, so unless they've done a public records search, they haven't been notified.