Is there anything to beware of between filing and 341 meeting?

[pileated]

My husband filed chapter 7 bankruptcy, no asset case, last week.

The 341 meeting hasn't been scheduled yet.

Is there anything we need to be careful to do (or not do) between the filing date and the 341 meeting?

I am nervous about all this and I don't want to screw anything up.

Thanks,
pileated

[BKDefender]

You need to make sure your bankruptcy attorney (or your husband if he did it pro se) gathers the necessary documents required by the local trustee. Here in Nevada we have to provide 4 months bank statements for all bank accounts, 3 months paystubs, past 2 years tax returns, the divorce decree (if divorced w/in past 8 years), and current statement of any cash value insurance policy & retirement account.

Other than that, do the following:
1) Relax;
2) Enjoy the lack of collections calls; and
3) Relish in the fact that it will be over soon.

Show up to the 341, answer the few questions you're asked, and start back at step 1 above.

--William

[blessed]

Along with the list of paperwork we need to have ready, we are to complete a Debtor Education course before the meeting. Ask your attorney if that needs to be done too.

[pileated]

Thank you both.

I was real worried and you've set my mind at ease.

My husband is filing, and he's already taken the debtor class.

I've gotten all the financial records in order and have completed our tax returns, so that's done.

Thank you for your help,
pileated

[bobbyquefour]

Also, your trustee will send you a very detailed list of what he or she requires for the district in which you are filing. This varies quite a bit between districts and states.

[bobbyquefour]

Once you file your trustee will send you a very detailed list of what he or she requires. Gather all of it neatly and timely and send it CERTIFIED mail with SIGNATURE receipt.....then relax. Be very detailed because it pays off later. And honest is of utmost importance!

[pileated]

Be very detailed because it pays off later. And honest is of utmost importance!

I will.

It was an odd position to be in when I had to give my husband's bankruptcy lawyer a speech about honesty.

Thank you for your help,
pileated

[bobbyquefour]

Good thing you did, because when you sign that petition YOU are the one saying everything is accurate in there. You guys will be fine.
Bobby