Reviving this because I'm still considering what to do. Don't have much cash on hand. But if you offer to settle, you have to pay the whole amount upfront in cash usually, correct???
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Correct. A settlement offer, if accepted, is lump sum.Stopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETCComment
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..and that's because you didn't reaffirm. They simply aren't allowed to attempt to collect.Originally posted by jtindisguise View PostFiled CH7 9/24/2010, 341 on 10/28/2010, Disch.&Closed: 1/6/2011. FICO EX: 9/2: 672.
FICO EQ: pre-filing: 573, After BK Public Record: 568, 10/3: 673.
FICO TU: pre-filing: 589, After BK Public Record: 563, 9/2: 706.Comment
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