Will a Mortgage company file an NOD while in BK. 341 is scheduled. Lender is American Home Mortgage Servicing. Anyone have experience with them?
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NOD while in BK?
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No. It would be a violation of the automatic stay. If, however, they filed a motion for relief from the automatic stay and were granted the motion, then they could proceed with the foreclosure processing, including, but not limited to, issuing a Notice of Default.Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
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I just called to make a payment over the phone and they wouldnt accept it. The Mortgage co. did file a motion for relief. How long does that process take?
I placed a call to my attorney. Although they have been pretty good at responding. Im sure I can get a faster response here.
Its amazing how attorney response times are affected negativelty after the retainer fee is paid.
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The Motion for Relief is automatic in 21 days if no one responds, or your attorney sends a consent. Reads as though they are lining up their ducks to resume/begin foreclosure.Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog
Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
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