SECURED CREDIT CARD before discharge?

[vb1962]

Hi Everyone,

My wife and I filed Chapter 7 in Kansas Feb 26 and meeting of creditors is April 1. Is it OK to apply for a secured credit card now or is it best to wait for discharge and if it is best to wait, please explain why. I don't like hotels, car rental places, gas stations, etc. placing holds on my debit card and would like a secured card for those things. I am looking at US Bank and Bank of America. ANY thoughts or ideas would be greatly appreciated.

[DebtHater]

I think (although not positive) that it is a violation of BK laws to obtain credit while a BK is in process. Not only that but it's hypocritical.

I would wait until the BK is discharged and closed.