Will we need to fill out expenses?

[raidermom]

We are gathering together any receipts and info we will need to file chapter7. I found the means test on legalconsumer--according to it, we are well under the allowed income for ch.7. I notice it says no need to compute expense deductions--does that mean we won't need to fill out all the info for groceries, utilities, clothing, etc when actually filing, or simply for this online test?? Just wondering so I will know what I need to try to gather up. Thanks!


Mississippi Bankruptcy Information MS monthly median for a 3-person household: $3,877

Your monthly household income $2,688 (line 12)

Income is below state median.
You qualify for Chapter 7
(no need to compute expense deductions).
Means Test
Monthly Income

Monthly income for means test: $2,688 (line 18)
Monthly Expenses

Mississippi Bankruptcy InformationAutomatic Deductions for Lee County: $3,071

Other Deductions (for Actual Expenses): $0

Deductions for Debt Payment $0

TOTAL DEDUCTIONS: $ 3,071
Disposable Income

$ -383 per month
($-22,980 over 5 years)

[helpmeout]

I am under the median for my state. I didn't have to complete the expense portion of the means test. But I did have to complete Schedule J, which is the expense schedule for after BK and part of the paperwork you need to file with the court when you file.