We filed Chapter 7, (pro se), and have our 341 meeting on April 8th. We have 2 vehicles that are not the most reliable yet still have balances due on them. Even one of them is controlled with a device that shuts my car off if I don't pay on time. (Not sure if this is legal at this point with the automatic stay and all anyone else know?)
Anyhow, I was approved for a newer car but the dealership told me they have to have a letter from the trustee approving it. The reason for buying a newer car is for the safety and gas savings and I really would prefer to surrender the vehicles we have as the balance exceeds their value anyhow. 1 has 190k and the other 100k and both guzzle gas like it is free.
So my question would be is it wise to ask the trustee for permission prior to my 341 meeting or is the dealership yanking me here? Has anyone else done this and what was the process?
Anyhow, I was approved for a newer car but the dealership told me they have to have a letter from the trustee approving it. The reason for buying a newer car is for the safety and gas savings and I really would prefer to surrender the vehicles we have as the balance exceeds their value anyhow. 1 has 190k and the other 100k and both guzzle gas like it is free.
So my question would be is it wise to ask the trustee for permission prior to my 341 meeting or is the dealership yanking me here? Has anyone else done this and what was the process?
Comment