Back in 2004 my ex (husband at time) helped me take out a heloc on my house (in my name and hold title to)
We never brought this heloc up in divorce because we came to an agreement that I would just continue to make payments which I have. Now I'm going to be filing Chapter 7. I'm keeping the house. I'm up to date on all payments but my concern is this. Will he find out I've filed Chapter 7? I know if he's informed of it his wife will flip out and try and have his name removed from loan. He's never made a payment on the loan, property taxes, or home owners insurance. I really don't want him to know about this because I know his wife and she hates me. I have every intention of keeping my house and continuing to make the payments on it. I'm just worried about whether or not he will be informed of if it will have any type of impact on his credit.
We never brought this heloc up in divorce because we came to an agreement that I would just continue to make payments which I have. Now I'm going to be filing Chapter 7. I'm keeping the house. I'm up to date on all payments but my concern is this. Will he find out I've filed Chapter 7? I know if he's informed of it his wife will flip out and try and have his name removed from loan. He's never made a payment on the loan, property taxes, or home owners insurance. I really don't want him to know about this because I know his wife and she hates me. I have every intention of keeping my house and continuing to make the payments on it. I'm just worried about whether or not he will be informed of if it will have any type of impact on his credit.