Phone calls

[toomuchdebt1]

How soon after filing will the phone calls stop?

[DebtHater]

Mine stopped immediately surprisingly enough. Most was likely coincidental as I was playing games with the creditors prior to filing.

Not knowing exactly how long it takes for the creditors to be notified to you filing I would call each one and let them know yourself. Be polite give them the lawyers name, number and case number and don't answer any of their questions.

[frogger]

Start answering the phone when you have a case number and give it to them. They will stop within a few days.

[SMinGA]

Within a few days, a week at most. It goes quicker if you can supply original creditor AND collection agency addresses to your attorney. Otherwise it can take a few days for OC to get the notice and pull it from the CA. Some receive electronic notice from the BK court, which means they know almost instantly.

Once you have filed - start answering the phone again. For anyone calling about a debt, write down what company they are calling for & give them the case # and chapter filed. They may want the atty name & # also.

[2manybills]

They stopped totally for me within a week.

[LittleB72]

I filed the 6th. Last call was the 15th.

[Chucksoutalu]

u can call them and let them know ya filed or just answer them, give them your attorneys phone number and that should be it! Worked for me

[Mi Bankruptcy]

Mine stopped immediately when I started answering the phone. I informed them I filed bankruptcy and if they had questions they could speak to my attorney. They would start asking all kinds of questions such as what chapter, case # ect. My reply was:

My attorney can answer that question would like his phone number?

[wisedecision]

Mine stopped immediately when I started answering the phone. I informed them I filed bankruptcy and if they had questions they could speak to my attorney. They would start asking all kinds of questions such as what chapter, case # ect. My reply was:

My attorney can answer that question would like his phone number?

Same here. The moment I had the case number after filing I answered every call. I would let them finish explaining I was late, the amount I owed and that they could take a payment over the phone. I politely asked them to notate my account with a bankruptcy case number. All of them asked for my attorney's info and some asked for the case number and chapter. Once I provided each creditor with this info, the calls stopped. It took 2 days to field all my creditor calls and provide the info. No calls since.

[liz417]

The calls stopped completely a couple of days after filing

[JackBondLove]

Wow, it went down from 20 calls a day (!) to none after about 4 days. I did pick the phone a few times after filing to give out the news, but a bunch that I had not talked to stopped calling as well. I'm somewhat missing the attention.

I'm wondering, does the BK attorney usually call everyone, or do all creditors get a list of SSN's that have filed every week (or day?) and hence take the debtors off the list?