Newbie here. Filed for Chap 7 in 4/2008 and was granted discharge 4/2009. The one mistake i made was trading a car 6/2008 before discharge, it was in my name, but really belonged to my girlfriend who was actually making the payments. (actually consulted my attorney beforehand and was told to go ahead!) Anyway there was less than $1500 in equity in the car, so I admitted my mistake to the trustee and after all was said and done he required a payment of $3000 to discharge the case. I had to borrow this from my brother, but it was paid and the case closed and discharged 4/2009. At the time of filing my only other assets were an upside down condo and a worthless 1970 dodge dart automobile The condo forclosed and the Dodge remains in undrivable condition and worth less that $500 at best. I have gotten back on my feet, but have not received any larger payouts since the discharge-just my hourly pay. So the question is: i received a letter from the BK court:
"This cause came to the court on the trustee's motion to reopen case due to the fact that the case was closed before all of the assets of the estate were fully administered. For this reason it is ordered...reopened, and the trustee be allowed to fully administer the assets of the estate, and also that the trustee be allowed to defer the cost of reopening this case."
The notice to creditors states "Notice of need to file proof of claim due to recovery or ANTICIPATED RECOVERY of assets." (emphasis added)
So whats up? I havent come into any money, I admitted and paid for my previous mistake with the car (otherwise this would have been a no assets case). Should i be wary of them garnishing wages or anything that drastic?
Help!
"This cause came to the court on the trustee's motion to reopen case due to the fact that the case was closed before all of the assets of the estate were fully administered. For this reason it is ordered...reopened, and the trustee be allowed to fully administer the assets of the estate, and also that the trustee be allowed to defer the cost of reopening this case."
The notice to creditors states "Notice of need to file proof of claim due to recovery or ANTICIPATED RECOVERY of assets." (emphasis added)
So whats up? I havent come into any money, I admitted and paid for my previous mistake with the car (otherwise this would have been a no assets case). Should i be wary of them garnishing wages or anything that drastic?
Help!
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