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Checking Account and BK

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    Checking Account and BK

    We have our 341 Next Monday anyway I was wondering when/if I can open a checking account - before 341 / after 341 / after discharge / don't.
    Just wondering cause it makes paying rent easier but more so just want to know
    Thanks! This forum has been such a stress reliever.

    #2
    I'd open it sooner rather than later. I've heard some banks do a credit check but I haven't personally experienced that.

    I thought the only real concern with having an active checking account was if there was cross-collaterlization with the bank. Choose a bank you haven't done business with before and go for it.
    attorney consult and decided to file, 02/15/2010
    no-asset Chapter 7 filed, 03/11/2010
    341, 05/10/2010
    discharged, 07/13/2010

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      #3
      i don't think it matters, but being paranoid i didn't even think about opening a new checking account until a few months after discharge. i'd wait at least until the report of no distribution (which comes some time after your 341, probably in time for your april rent payment).
      filed ch7 May 09
      341 june 09
      discharged, closed Aug 09

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