Hi, I filed chapter 7 last monday and still am getting creditor calls. Is this normal? Sent attorney e-mail but haven't heard from him yet. Does the automatic stay take a few days to kick in?? Thanks in advance...
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Automatic stay is immediate, but creditors may not know immediately. By last Monday, do you mean the 1st or March or the Monday before? It would take a few days I believe for the court to mail notices and your accounts to be updated at the original creditors. And then they must notify collection agencies.
Just keep a note with your case # by the phone. For anyone that calls, inform them that you filed X chapter on X date, give your case # and atty information.Get mortgage modified: DONE! 7 months of back interest payments amortized, payment reduced over $200/mo
(In the 'planning' stage, to file ch. 13 if/when we have to.) -
Exactly. Just maintain a log and answer the phone. There's no greater pleasure than telling them your case number and attorney contact information and knowing that they can't call you anymore.
Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
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Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.Comment
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Try to get a copy and when they call as for a fax# and fax it over.Originally posted by Ticktrace View Post
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Yeah there is going to be a little bit of time in between until everyone get the notification. Like justbroke said, answer the phone and have fun with it. Tell them to pound sand.New Orleans: Home to the World Champion Saints, the biggest enviromental disaster and the biggest natural disaster in the history of this nation. Proud to call it home!Comment
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