Will be filing Chapter 7 soon.
All debt but 1 is in my name only
1st mortgage is in both our names.
However, house has already been foreclosed, and title is now in the hands of the bank with whom we had first mortgage. When the bank is allowed to sell the house (next Jan 2011) it will surely be able to get for the house the balance of the mortgage.
Do we need to file jointly? I want to get the paper work in right away. My wife needs to be away a couple of times during April, which is likely when the 341 would be, assuming I get the paper work in this week.
So since both our names are on the 1st mortgage (and the 15 debts are in mine only) do we need to file jointly?
Thanks in advance
All debt but 1 is in my name only
1st mortgage is in both our names.
However, house has already been foreclosed, and title is now in the hands of the bank with whom we had first mortgage. When the bank is allowed to sell the house (next Jan 2011) it will surely be able to get for the house the balance of the mortgage.
Do we need to file jointly? I want to get the paper work in right away. My wife needs to be away a couple of times during April, which is likely when the 341 would be, assuming I get the paper work in this week.
So since both our names are on the 1st mortgage (and the 15 debts are in mine only) do we need to file jointly?
Thanks in advance