I've just begun the paperwork for filing for Chapter 7; however, apparently I've wait too long because two of my credit card companies have turned my account over to collections.
My question is, do I still list the original issuing credit card as the amount I owe, or the collections agency that is now contacting me?
My question is, do I still list the original issuing credit card as the amount I owe, or the collections agency that is now contacting me?
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