This may be a dumb question...but...as of last week I am not paying any of my creditors, except for Macy's.
I owe them not quite $60, and I've been sending $10 because I'd like to pay it off and have one department store card left so I could buy clothes if I need to!
My next payment is due March 3rd, and as I sit here staring at my checkbook (and believe me $10 is a BIG deal right now!) ... it occurs to me that this may be for naught if it's considered "preferential" to keep paying them when I've stopped everyone else??
Would it make a difference if I tried to scrape the amount together to pay it off this month in full?
Timing, if it matters: I plan to finally sit down with the attorney I plan to hire sometime in March to go over the office questionnaire, and hopefully to give a retainer at the end of that meeting to go forward on Ch 7.
I owe them not quite $60, and I've been sending $10 because I'd like to pay it off and have one department store card left so I could buy clothes if I need to!
My next payment is due March 3rd, and as I sit here staring at my checkbook (and believe me $10 is a BIG deal right now!) ... it occurs to me that this may be for naught if it's considered "preferential" to keep paying them when I've stopped everyone else??
Would it make a difference if I tried to scrape the amount together to pay it off this month in full?
Timing, if it matters: I plan to finally sit down with the attorney I plan to hire sometime in March to go over the office questionnaire, and hopefully to give a retainer at the end of that meeting to go forward on Ch 7.
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