Sorry for long entry...but have been losing sleep over this one.
Husband and I filed for Chapter 7 on Feb 3rd...awaiting 341 on March 22nd. We pay $570/month for private elementary school (daughter is Kindergartner). We chose school as it's full day kindergarten...and husband has significant medical/health involving chronic pain, making it difficult for him to care for her 5 days/week for more than half days. This option was actually cheaper than having my daughter have afterschool care at other location than public school).
Spouse does not work. Is trying hard to make a personal computer business fly (since he can be in more charge of how much time he can work, and rest to balance pain issues.) Passed the means test using only using the $137.50 allowable for means test (did not include the $432.50 difference) with disposable income $87.
If you compare our schedules I and J...we are in the negative $545. We did list the $570 in schedule J. We are now in position to choose whether we want to reregister daughter for fall. Enrollment is up as more and more families in this area are looking at private schools as public has more and more budget cuts. Am worried we'll lose her spot if we wait til 341 to see what trustee says. Our attorney says to go ahead and register her..that it shouldn't be a problem.
We plan on cutting back in lots of other areas of our budget to be able to afford to send her there. She is benefitting greatly from low teacher / student ratio due to her vision issues (amblyopia)..also her class is learning material 1 year ahead of our public school Kinder. I've read lots of entries on this and there seems to be split as to whether private education would fly at 341 meeting. Any thoughts? Sigh...
Husband and I filed for Chapter 7 on Feb 3rd...awaiting 341 on March 22nd. We pay $570/month for private elementary school (daughter is Kindergartner). We chose school as it's full day kindergarten...and husband has significant medical/health involving chronic pain, making it difficult for him to care for her 5 days/week for more than half days. This option was actually cheaper than having my daughter have afterschool care at other location than public school).
Spouse does not work. Is trying hard to make a personal computer business fly (since he can be in more charge of how much time he can work, and rest to balance pain issues.) Passed the means test using only using the $137.50 allowable for means test (did not include the $432.50 difference) with disposable income $87.
If you compare our schedules I and J...we are in the negative $545. We did list the $570 in schedule J. We are now in position to choose whether we want to reregister daughter for fall. Enrollment is up as more and more families in this area are looking at private schools as public has more and more budget cuts. Am worried we'll lose her spot if we wait til 341 to see what trustee says. Our attorney says to go ahead and register her..that it shouldn't be a problem.
We plan on cutting back in lots of other areas of our budget to be able to afford to send her there. She is benefitting greatly from low teacher / student ratio due to her vision issues (amblyopia)..also her class is learning material 1 year ahead of our public school Kinder. I've read lots of entries on this and there seems to be split as to whether private education would fly at 341 meeting. Any thoughts? Sigh...
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