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    Means test question

    What justifies "additional food and clothing expenses" , as well as, "local standards: housing and utilities: adjustment"?

    #2
    Your actual expenses may be used to justify it. Expect additional scrutiny if you employ those items.
    Well, I did. Every one of 'em. Mostly I remember the last one. The wild finish. A guy standing on a station platform in the rain with a comical look in his face because his insides have been kicked out. -Rick

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      #3
      Typically, if you go over the irs schedules, you will have extra scrutiny as OhioFiler says. The scenarios that will be ok with the trustee will usually involve regional expenses that are higher than the irs standards (like in the nyc area for example), or some special circumstance that causes your expenses to go up (your house had a fire and you had to buy all new clothing, or your baby needs the temperature in the house to be at a certain temperature per doctor's orders, etc....)
      You can't take a picture of this. It's already gone. ~~Nate, Six Feet Under

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        #4
        Specialized food diets necessary for medical reasons, etc. Also keep in mind, you can't go over 5% of the IRS standards, which really isn't much wiggle room anyway...

        So, if your IRS standard for food is $1000, you could only add an extra $50 (5%) on there at a maximum.
        Filed Chapter 13 on 2-28-10. 341 completed 4/14/10. Confirmed 5/14/10. Lien strip granted 2/2/11
        0% payback to unsecured creditors, 56 payments down, 4 to go....

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          #5
          Exactly what momofthree wrote. The allowance is only 5% and for medical reasons. you could technically have a "special circumstance" but that's handled differently. In order to use the 5% additional food and clothing allowance, you generally need medical proof.
          Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
          Status: (Auto) Discharged and Closed! 5/10
          Visit My BKForum Blog: justbroke's Blog

          Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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