Credit cards and fees how to list

[Pasofino]

Do I list my credit cards with the last amount owed which has the additional charges for late fees etc?

Should I use the last statement received?

[CCsAreEvil]

Do I list my credit cards with the last amount owed which has the additional charges for late fees etc?

Should I use the last statement received?

Yes. It doesn't have to be exact anyways. So, really, either balance number you use will be fine. The fees will just keep adding on anyways. It the end, it is matched up by creditor + account number to discharge that debt.