Assistance with expenses and advice

[OhioFiler]

Typically how far back should I go with bank statements?

I would plan to have 2 years of bank and credit card statements available just in case. If you are unlucky enough to be audited you may need this info.

[DebtStinks]

I had 2 years of everything ready to go. We ended up needing none of it... but it felt good to have things in order.

[HakunaMatata]

I provided six months of bank statements and income information. Rounding up BK paperwork was a costly task; and, I wanted to save ink and stay "green".

[callies]

2 years of everything??? Argh! I have 2 years of tax Returns and W2s and more if they want them. The cc's have all been closed for some time...I printed the most current statements. I have pay stubs from the past 6 months except for a few of my husband's that he failed to give me. But they should get a clear sense with other 9 I am providing. I did a blue book value on the vehicles. and printed our retirement and 401k statements. I think that's it.

I reconfigured our expenses based on what everyone stated, hopefully it makes more sense.

Family of 4-Average monthly net $5894, Northeast OH
Deductions average around 1200 including taxes, dental & life
No house, cars are paid for and not worth more than 6000
I cashed out my 401K in October which wasn't much. Hopefully that won't hurt us. My husband still has his and my new one (new empoyer) only has 500 in it.

MONTHLY EXPENSES
Rent 1040
Renter's Insurance 35
Electricity 113
Gas-Heat 125
Garbage 18
Sewer 22
Water 55
Cell phone 175
Cable 60
Internet 25
Home Maintenance 100
Food 752
Clothing 240
Laundry/Dry cleaning 75
Medical and Dental Expenses 240
Gas 375
Charitable contributions 100
Entertainment, Recreation (Basketball, Guitar, etc) 250
Life Insurance 38
Auto Insurance 175
Auto Repair/Maintainence/Tax & Registration ??? 113
Personal Grooming 65
Postage 5
Tuition/Books/Supplies 250
Student Loan 77
Household Misc 150
Pet (Food, Medical) 50
Driver's Ed 20
Orthodontist (Braces-payment) 100
Hospital (bill) 100
Total 4943

Unsecure debt is around 55,000

Please let me know if you have any feedback! I read a post someone wrote earlier about being forced into a Chapter 13 100% payback and I've been sick ever since! lol

[OhioFiler]

You shouldn't have anything to worry about. Your budget will be massaged by your attorney to meet your Chapter 7 needs.

[callies]

I'm going to need a massage after this! lol