Can someone please look at our expenses and tell me if we are completely off base. We have a meeting scheduled for next Thursday! We rent, own our vehicles that aren't worth much and our income is roughly 6150 in OH before taxes. Family of 4 including two kids.
I'm sure something has been posted in the past, but I'm very nervous. After the consultation takes place, then what? Do they tell you at the meeting what chapter to file? Any insight would be great! Thanks in advance.
MONTHLY EXPENSES
Rent 1040
Renter's Insurance 35
Electricity 113
Gas-Heat 125
Garbage 18
Sewer 22
Water 55
Cell phone 175
Cable 60
Internet 25
Home Maintenance 136
Food 752
Clothing 240
Laundry/Dry cleaning 70
Medical and Dental Expenses 240
Gas 350
Charitable contributions 100
Entertainment, Recreation 250
Life Insurance 38
Auto Insurance 175
Auto Repair/Maintainence/Tax & Registration 113
Personal Grooming 65
Postage 5
Tuition/Books/Supplies 10
Student Loan 77
Household Misc 200
Pet (Food, Medical, Grooming) 50
Driver's Ed 20
Personal Loan 100
Home Appliance 100
Guitar Lessons 40
4799
I'm sure something has been posted in the past, but I'm very nervous. After the consultation takes place, then what? Do they tell you at the meeting what chapter to file? Any insight would be great! Thanks in advance.
MONTHLY EXPENSES
Rent 1040
Renter's Insurance 35
Electricity 113
Gas-Heat 125
Garbage 18
Sewer 22
Water 55
Cell phone 175
Cable 60
Internet 25
Home Maintenance 136
Food 752
Clothing 240
Laundry/Dry cleaning 70
Medical and Dental Expenses 240
Gas 350
Charitable contributions 100
Entertainment, Recreation 250
Life Insurance 38
Auto Insurance 175
Auto Repair/Maintainence/Tax & Registration 113
Personal Grooming 65
Postage 5
Tuition/Books/Supplies 10
Student Loan 77
Household Misc 200
Pet (Food, Medical, Grooming) 50
Driver's Ed 20
Personal Loan 100
Home Appliance 100
Guitar Lessons 40
4799
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