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    I'm discharged but .....

    I'm discharged but have a question. How do I know that all debts that were listed on my petition were discharged? I didn't get any objections but when I got the discharge letter it didn't list any creditors.
    9/22/2009 - officially filed chapter 7
    11/03/2009 - scheduled 341 - COMPLETED
    01/04/2010 - last day for objections
    01/11/2010 - DISCHARGED & CLOSED

    #2
    Pull a credit report... they should all show IIB and have a zero balance. If it doesn't you might have to forward a copy of your discharge papers to get it cleared up. But pretty much all your debts prior to your filing date are discharged unless you reaffirmed something.
    Filed Chapter 7: 06/09/09
    341 Meeting: 07/16/09
    Discharged: 09/21/09
    Case Closed: 09/25/09

    Comment


      #3
      Basically all your debts that were incurred prior to filing are now legally discharged.

      Check your credit report just to be sure everything is reporting correctly. If not send your creditors a copy of your discharge.
      4/09 Converted to a Ch 7 due to loss in dh's income
      5/09 UST now involved no idea what happens next
      7/09 UST has decided to withdraw his motion to dismiss!
      7/27/09 DISCHARGED!!!

      Comment


        #4
        ok cool. i did pull credit and they're all zero balances.
        9/22/2009 - officially filed chapter 7
        11/03/2009 - scheduled 341 - COMPLETED
        01/04/2010 - last day for objections
        01/11/2010 - DISCHARGED & CLOSED

        Comment

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