Short sale after being discharged from chapter 7, and tax questions
Hi.
Here is my situation. In last November I got discharged from chapter 7. Did not reaffirm any of the debts (1st, 2nd, consumer). But on the statement of intentions I said I will keep the house. I stopped paying the 2nd mortgage about a year ago. Just dropped the first...
I will be moving out of the house in less than 3 months. Did not received any tax papers related with the bankruptcy, so on my taxes I will be acting like I never had any bankruptcy, etc.
But now a friend of mine would like to buy the house. Well, I called the short sale department, and after telling them about the bankruptcy, they said that they not deal with short sale after bankruptcy, and that I must call the bankruptcy department. I call the bankruptcy department, and they told me to do a short sale, but NOT to mention to the short sale department that I was discharged from bankruptcy. But in the short sale department they are trying to prove that I am in hardship, and I am NOT in any hardship anymore!
Also, would potential short sale mess up my taxes?
I know that I personally would not benefit from any short sale. I am trying to do this for my friend. But is it even possible, or worth it, and would it result in bad consequences for me?
Thanks
Here is my situation. In last November I got discharged from chapter 7. Did not reaffirm any of the debts (1st, 2nd, consumer). But on the statement of intentions I said I will keep the house. I stopped paying the 2nd mortgage about a year ago. Just dropped the first...
I will be moving out of the house in less than 3 months. Did not received any tax papers related with the bankruptcy, so on my taxes I will be acting like I never had any bankruptcy, etc.
But now a friend of mine would like to buy the house. Well, I called the short sale department, and after telling them about the bankruptcy, they said that they not deal with short sale after bankruptcy, and that I must call the bankruptcy department. I call the bankruptcy department, and they told me to do a short sale, but NOT to mention to the short sale department that I was discharged from bankruptcy. But in the short sale department they are trying to prove that I am in hardship, and I am NOT in any hardship anymore!
Also, would potential short sale mess up my taxes?
I know that I personally would not benefit from any short sale. I am trying to do this for my friend. But is it even possible, or worth it, and would it result in bad consequences for me?
Thanks
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