married but spouse is not filing, quick means test question in CA

[OutofTime]

Hey everyone, I did a quick means test evaluation to see if I would qualify and I have a couple questions.

1. Do I put down 2 for household information so I'm able to make more than I believe $48k a year?

2. I have a mortgage and a room that I rent out along with funds that my parents gave me to help out since I lost my job in 2008, do I have to count these funds toward my annual income? They total $1,100 a month.

I'm much closer to the end and about to meet with attorneys next month and i've done my research on these boards but any advice I can get would be appreciated.

[JRScott]

The very first thing I'd like to point out is that CA is a community property state, so I'd see if your spouse would reconsider since if only you file they'll still be responsible for most of the debt you discharge.....

Household size would be how many live in the household regardless of whether you file singly or jointly.

[jribe]

i would put down two for persons in household
- you have to include the rent your receive as income
- how much is it that your parents give you? Ask an attorney, but it will likely need t obe included..

Hey everyone, I did a quick means test evaluation to see if I would qualify and I have a couple questions.

1. Do I put down 2 for household information so I'm able to make more than I believe $48k a year?

2. I have a mortgage and a room that I rent out along with funds that my parents gave me to help out since I lost my job in 2008, do I have to count these funds toward my annual income? They total $1,100 a month.

I'm much closer to the end and about to meet with attorneys next month and i've done my research on these boards but any advice I can get would be appreciated.

[OutofTime]

They gave me $500 a month last year to help me out with bills and mortgage and regarding my wife filing with me, my debts are strictly in my name and had the cards prior to marriage and I don't want to ruin spouse's 700+ credit score.

[JRScott]

Was the debt on the cards charged before or after the marriage? How long you been married?

This is something you should bring up to the lawyer and see what they say, but if you've been married for a while or charged on the cards since the marriage it is very possible the creditors will come after your wife as I said CA is a community property state.

[OutofTime]

my debt is estimated to be around 47k, been married since 2006 and since my unemployment in 2008 and after marriage racked up 25k of the debt while married. this is something that I will bring up when I interview lawyers.

[LadyInTheRed]

This is something you should bring up to the lawyer and see what they say, but if you've been married for a while or charged on the cards since the marriage it is very possible the creditors will come after your wife as I said CA is a community property state.

Based on the CP thread, I'm not sure that's the case. Read the thread on CP states: http://www.bkforum.com/showthread.php?t=24544&page=4 and, yes, ask your attorney.