Hi, I filed a Chap. 7 and will be going to my meeting next week. I have a swimming pool that I had installed last spring and it's financed through Wells Fargo. They contacted my attorney and wanted to see about reaffirming for a certain amount. The question that I have is, "Should I do this, or are they bluffing?" I have a deck built all the way around it with the bottom side covered too. This would be really hard to disassemble and get out with the deck built like it is. Is this something they will come after if I don't reaffirm? I have read that Chase bank does things like this and never comes for things, but not sure about Wells Fargo. Any help on this would be appreciated.
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How much was it? Last fall like 2008 or this past fall 2009?
Thanks!Attorney Retained/Paid: 1-4-10
Online CCC-Completed & Cert Received: 1-8-10
Filed Chapter 7 1-18-10.
341 3-10-10 ~~~ Last Day to Object: 5-10-10 -
It was installed the fall of 2008. They are wanting to reaffirm for 3500. The total cost at time of purchase was around 6500. I can see where they are wanting some money since it was a big purchase, but I really can't see how they will make anything on a used pool and having to take it down.Originally posted by Faust View PostComment
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I highly doubt they would want it back. It would cost more than what it's really worth to remove it and then it would be garbage.
They are bluffing.Attorney Retained/Paid: 1-4-10
Online CCC-Completed & Cert Received: 1-8-10
Filed Chapter 7 1-18-10.
341 3-10-10 ~~~ Last Day to Object: 5-10-10Comment
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