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Pre-filing nerves

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    Pre-filing nerves

    Hey guys,

    After quite awhile on here with some major ups and downs I'm hoping to file next week.

    I wish I had done this years ago when the debt got out of control. I had a really good year last year but here I am back on the forum again.

    I'm still waiting to see from the lawyer how the exemptions, an expensive gift last year ($1200 range), and a few other things are going to go.

    I'm living off of savings but run out of money next month. I'm really hoping I don't have to fork any money over - I'd be totally screwed.

    I was told Northern California had great exemptions but as someone who owns virtually nothing I can't seem figure them out since its just cash (less then 3k - some of which are unearned contractor wages).

    When I finally get this done I am going to get a cake to celebrate or something. But I just feel awful right now, didn't expect that.

    #2
    I think it's normal to have up and down days...and worry about the "what if's". I know I experience such a wide range of emotions depending on the day.

    We won't be filing for a few more months...so we have a bit to go yet!

    Good Luck!!! I hope it all goes smooth for you.
    Last edited by JEM; 01-14-2010, 01:05 PM. Reason: fix typo

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