341 today. ease my concerns.

[ohiodd]

had 341 today for Ch 7. Filed on Nov 10. Failed business caused 110K in personal loan guarantees plus some credit cards and an underwater home to surrender.We have a 70K income which is under median for family of 4 in Ohio. Trustee asked for additional documents on Christmas Eve and needed them by Jan. 4. Got all documents to trustee on Dec. 29. I'm thinking something red flagged my case, and I prepared for an intense interrogation today. Got just a few questions about my income. I am an independent contractor and have all monies paid to a single person LLC. I then pay myself a set salary and use the rest for legit business expenses like rent, accounting fees and basic supplies. Asked if I had any accounts receivable I said, "No, I don't bill for services,(I do eye exams at Lenscrafters and commercial optical stores) I get payment in full by cash or check at days end. The "cash" word caused a couple extra questions and made me wish I had never uttered it, but nothing more. Then I was dismissed and told good luck. Attorney says its just a matter of waiting the 60 days now. OK, that went too quick and easy for what I expected. Do trustees look any closer at anything in the next 60 days, or are we simply waiting for creditor objections. No creditors were present today. Can a trustee change their mind during the 60 days? Its just hard to think all my preparation and worry was dismissed that quickly. Any reassurance will ease my 60 day wait.

[creditguy]

My situation was very close to yours....from the failed business to the personal guarantees to the trustee asking for more documentation and finally worring about the 341 meeting.

Well, I worried all the way to discharge and it was a complete waste of time....don't let it get to you too.

Congats on being in the 60 day club....live a happy life knowing your debts will soon be gone...let the BK process grind through the system without you worrying about it on a daily basis....life is too short.