My husband and I should be filing for bankruptcy in the near future. We are about 5 months past due on our mortgage as well, and we just got approved for an appartment. Is is stupid of us to get an apartment BEFORE we file and/or foreclose? I'm asking because we should be forclosing sometime soon, we're just trying to file before it happens. So we'll need a place to live, obviously.
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1.6.10 ~ Met with attorney. -
So you want to stop the foreclosure and keep the house?Stopped Payings CC's: 8/14/2009 | Retained Attorney: 9/23/2009 | Filed CH 7: 12/7/2009 | 341 Meeting: 1/21/2010 - Complete | Discharged: 4/9/2010
"One person pretends to be rich, yet has nothing; another pretends to be poor, yet has great wealth." -
No, I don't want to keep the house, that's why we are getting an apartment. I just want to know if I we should live with someone else before we do anything that would reflect on our credit.
I heard that if you get another house are place to live (or anything for that matter) before you forclose or file chapter 7 it shows on your credit and looks bad.1.6.10 ~ Met with attorney.Comment
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I guess what I'm trying to say is... Should we just lay low, and not do ANYTHING before we file? I mean we need a place to stay, and I'd rather not live with the inlaws.1.6.10 ~ Met with attorney.Comment
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Stay in your house as long as you can. Filing should delay the foreclosure and give you time to build up a savings after you file. Do you know if you are in a judical for non judicial state for foreclosure? Do you know how long it is taking for forecosures in your state now? Ask your attorney for details.Filed CH 7 9/30/2008
Discharged Jan 5, 2009! Closed Jan 18, 2009
I am not an attorney. None of my advice is legal advice in any way..Comment
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Thanks, that's what I was wondering.Originally posted by StartingOver08 View Post
And I'm not sure about the other questions you've asked. I should be talking to an attorney sometime this week.1.6.10 ~ Met with attorney.Comment
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