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Schedule J DMI Question

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    Schedule J DMI Question

    I saw a similar thread, but I didn't want to hijack it - so...

    I've been unemployed for 9 months and have blown through my savings and all my retirement money paying my creditors like a good citizen. Now, I'm broke and I'm filing chapter 7 tomorrow morning. I want to reaffirm my car (which I'm upside down on by approx. $260) so I figure I'd better have some money left over at the end of the month on Schedule J. I live like a monk (a female monk) so my expenses are not that great, and if I'm accurate - and I'm way below the allotments - I have $39 DMI. Is that too much? Is that a good amount? Would they want me to pay a bill with it??????

    Thanks!
    11/09 - Ran out of money - 1/4/10 - Filed Chapter 7 (Pro-Se) - 2/16/10 - 341 Meeting -6/17/10 - Reaffirmation hearing (auto) - DISCHARGED 7/6/10m CLOSED 7/26/10

    #2
    As long as your other expenses are in line with IRS standards, $39 DMI is fine.
    Filed Chapter 7 (no Asset) - Sept 2009
    341 Meeting - Oct, 2009 (Converted to Asset Case)
    DISCHARGED - Dec. 2009
    $1500 Buy Back & 67% Of Tax Refund Surrendered

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