I finished the 341 meeting and found the following info from the PACER yesterday.
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Chapter 7 Trustee's Report of No Distribution.
.......................
Assets Abandoned (without deducting any secured claims): $xxx,
Assets Exempt: Not Available,
Claims Scheduled: $xxx,
Claims Asserted: Not Applicable,
Claims scheduled to be discharged without payment: $xxx
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I got couple of general questions, as like, all information in the schedules is correct? All assets and creditors were listed in the file? etc.
Then Trustee asked about my rental property.
(1) The mortgage is current? --> No
(2) What is the rental income? --> No income because I have not collected it since I stopped the mortgage payments.
And I answered that I will surrender it.
That's it! I was very nervous for the first time but it was a very simple and straight forward.
Now only thing I need to do before discharge is to reaffirm my two cars.
Banks already mailed the forms to the attroney office. Everything is very smooth!
Have I joined the 60-day club?
Happy New Year Everyone!
=====================================
Chapter 7 Trustee's Report of No Distribution.
.......................
Assets Abandoned (without deducting any secured claims): $xxx,
Assets Exempt: Not Available,
Claims Scheduled: $xxx,
Claims Asserted: Not Applicable,
Claims scheduled to be discharged without payment: $xxx
=====================================
I got couple of general questions, as like, all information in the schedules is correct? All assets and creditors were listed in the file? etc.
Then Trustee asked about my rental property.
(1) The mortgage is current? --> No
(2) What is the rental income? --> No income because I have not collected it since I stopped the mortgage payments.
And I answered that I will surrender it.
That's it! I was very nervous for the first time but it was a very simple and straight forward.
Now only thing I need to do before discharge is to reaffirm my two cars.
Banks already mailed the forms to the attroney office. Everything is very smooth!
Have I joined the 60-day club?
Happy New Year Everyone!
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