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Case closed and discharged... BUT...

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    #1

    Case closed and discharged... BUT...

    YEAAAAAAAAAAAAAAH! Rebuilding my credit and life starts today on day 1...


    Just an FYI for those who are curious..
    Filed in FL on 9-1-09
    341 meeting 10-8-09
    and discharged and closed 12-29-09


    I got a letter in the mail for attorney's fees (not my attorney) for the foreclosure of my house (this was dated after the 60 days and the court date isn't until mid Jan...) I wonder what is up with that?!
    Tags: None
    #2
    CONGRATULATIONS!!!! on your New Start! You get one of our celebratory Victory Dances! Here you go:

    Error 404 (Not Found)!!1
    http://video.google.com/videoplay?docid=-3894301868978665655





    Happy Healing New Year!
    "To go bravely forward is to invite a miracle."

    "Worry is the darkroom where negatives are formed."

    Comment

      #3
      Now, as to the foreclosure and those attorney fees, you need to talk to YOUR attorney, if you have one. This is something that he/she needs to address--or needed to before this point.

      Good luck to you!
      "To go bravely forward is to invite a miracle."

      "Worry is the darkroom where negatives are formed."

      Comment

        #4
        Congrats!!!
        Stopped Payings CC's: 8/14/2009 | Retained Attorney: 9/23/2009 | Filed CH 7: 12/7/2009 | 341 Meeting: 1/21/2010 - Complete | Discharged: 4/9/2010
        "One person pretends to be rich, yet has nothing; another pretends to be poor, yet has great wealth."

        Comment

          #5
          yea, what's up with that?? can this lawyer possibly not know about your bk?? insane!
          filed ch7 May 09
          341 june 09
          discharged, closed Aug 09

          Comment

            #6
            Originally posted by AngelinaCat View Post
            CONGRATULATIONS!!!! on your New Start! You get one of our celebratory Victory Dances! Here you go:

            Error 404 (Not Found)!!1
            http://video.google.com/videoplay?docid=-3894301868978665655





            Happy Healing New Year!
            Congrats! Join in on the happy dance.
            All information contained in this post is for informational and amusement purposes only.
            Bankruptcy is a process, not an event.......

            Comment

              #7
              Originally posted by hopefulbk View Post
              YEAAAAAAAAAAAAAAH! ... and discharged and closed 12-29-09
              Congrats on the discharge! Enjoy your fresh new financial start!

              I got a letter in the mail for attorney's fees (not my attorney) for the foreclosure of my house (this was dated after the 60 days and the court date isn't until mid Jan...) I wonder what is up with that?!
              Am I understanding this right? Is your lender's attorney or legal department charging *you* for the lender's attorney or legal department to petition the court to do the foreclosure on the home you surrendered in your Ch 7?

              If the answer is yes, then contact your attorney immediately. Charging you to pay for the lender's legal work to foreclose your surrendered home is highly irregular.
              I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

              06/01/06 - Filed Ch 13
              06/28/06 - 341 Meeting
              07/18/06 - Confirmation Hearing - not confirmed, 3 objections
              10/05/06 - Hearing to resolve 2 trustee objections
              01/24/07 - Judge dismisses mortgage company objection
              09/27/07 - Confirmed at last!
              06/10/11 - Trustee confirms all payments made
              08/10/11 - DISCHARGED !
              10/02/11 - CASE CLOSED
              Countdown: 60 months paid, 0 months to go

              Comment

                #8
                Originally posted by hopefulbk View Post
                YEAAAAAAAAAAAAAAH! Rebuilding my credit and life starts today on day 1...


                Just an FYI for those who are curious..
                Filed in FL on 9-1-09
                341 meeting 10-8-09
                and discharged and closed 12-29-09


                I got a letter in the mail for attorney's fees (not my attorney) for the foreclosure of my house (this was dated after the 60 days and the court date isn't until mid Jan...) I wonder what is up with that?!
                Possibly a clerical error on their part, you need to take it to your attorney immediately.
                May 31st, 2007: Petition Filed by my lawyer
                July 2nd, 2007: 341 Meeting Held
                September 4th, 2007: Discharged and Closed.

                Comment

                  #9
                  WhoooHoooo!!!!
                  May 2008 Hired 1st Attorney/Stopped paying CCs
                  May 21, 2009 Retained 2nd Attorney
                  May 28th - Filed for Ch 7 (FINALLY!)
                  9/11/09 - DISCHARGED!!!!

                  Comment

                    #10
                    Just an update.. yes it was the house's lawyers who filed to collect fees from US. At first when I called up my atty, the paralegal was about to brush it off but I said I would fax it to her anyway. A few hrs later, I called to follow-up and she said that yes they were trying to sue us (long after the 341 and time to dispute anything) so my atty was filing something to inform the judge of the case of the circumstances and that they can only go after the house, not us and sending them the don't talk to them anymore and get your facts straight threat letter.

                    I am resting easy now knowing it is OVER!!!!!!!!!

                    Comment

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