Confused by (good) credit reporting on IIB accounts

[ItsJustMe]

We are waiting for discharge. AmEx was IIB. They were the reason for BK, actually LOL (raised monthly payment and we couldn't keep up.....). Anyways. Last payment was May 09 and they show current in good standing (pays as agreed), closed May 09 and they aren't listed with as IIB (but show 0 balance).

This is the case for 2 seperate accounts. Is this standard? Are they just slow to report? I mean, it's been since MAY and they didn't report a single negative.

[Flamingo]

Your posting shows a good reason to wait until at least 3 months after discharge to get your credit reports for clean up. By that time, most, if not all, creditors included in your filing will show the accounts as either in Chapter 7 or Chapter 13. Some creditors take longer than others to report.

[ItsJustMe]

Right, I'm not suprised that it's not listed IIB, but why did they never report us late??? I mean, I'll take it LOL. It makes my worries about rental credit checks a bit eased. Our credit looks pretty decent at this point.