I'm going to file Chapter 7 on Wednesday (12/30) and my rent is due on the first, although my landlord never cashes our checks until around the 8th of the following month.
I have checking and savings accounts at Wells Fargo, and as far as I can tell, they are not related to any of my unsecured credit accounts or my car loan.
I've read here that Wells is really bad at freezing accounts and I don't want my rent check to be held for any reason (my landlord knows nothing of my financial affairs - I've lived here for 9 years and am a great tenant). I've thought of putting my current unemployment check in my HSBC savings account and paying my rent with a money order or some such pain in the butt manner - but before I proceeded, I wonder if any of you have managed to go through Chapter 7 without problems with Wells Fargo. If they do freeze the account, will it happen immediately, or do I have a chance for this rent check to go through with no problems> Any suggestions on this issue?
As always, thank you so much for your help!
I have checking and savings accounts at Wells Fargo, and as far as I can tell, they are not related to any of my unsecured credit accounts or my car loan.
I've read here that Wells is really bad at freezing accounts and I don't want my rent check to be held for any reason (my landlord knows nothing of my financial affairs - I've lived here for 9 years and am a great tenant). I've thought of putting my current unemployment check in my HSBC savings account and paying my rent with a money order or some such pain in the butt manner - but before I proceeded, I wonder if any of you have managed to go through Chapter 7 without problems with Wells Fargo. If they do freeze the account, will it happen immediately, or do I have a chance for this rent check to go through with no problems> Any suggestions on this issue?
As always, thank you so much for your help!
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