Had my 341 yesterday. Actually all seemed to go well.. I only saw a few lawyers, The trustee seemed nice and respectful.. Actually he even made a little joke when he asked if any creditors were here he said predators "by accident" it was kinda nice how true it is.. I thought to myself as I was driving home just how the banks just seem to keep on thriving, new banks keep popping up here and there, this is why they can let us little fish get away. They are charging people so much with credit cards it really is a criminal way to conduct bussiness and that they are allowed to do this. The government should not allow this type of loan sharking.. But they do, After you have gone through this process stay safe don't be tempted to let this type of borrowing get you in trouble again. Stay away from the "Predators" I mean "creditors"...
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funny ... -
thats right! preditors they are and they are out to take your money!
using your credit cards every month to buy things is like going to a 20% PRICE INCREASE SALE - and thats only if you pay it off in under 1 year.
original price: $25 --->SALE PRICE: $30
original price: $80 --->SALE PRICE: $100
total over paid: $25 (at the very least)
you could have used that money to buy the original item with cash
think about how much of a markup it is if you keep balances for over 2 years...Im not an attorney or a trustee. You cant trust me either though!
[x] - Done with 341? Join the 60 Day Club! ___________[x] - Im Discharged! Whoo Hooo!
[x] - Poll: Should I File Pro-Se ____________________[x] - New BK Law: Median Income, Means Testing and Presumptive Abuse
[x] - Zombie Debt Collectors Dig Up Your Old Mistakes _-[x] - Bankruptcy Law Resource
[x] - Need A Fast Answer? Available 24/7!--__________[x] - Dont Be A Hero On Your Budget - You Wont Get An Award!
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LOL...
I can just picture a few creditors about to stand up and then quickly sit back down and afraid to come up after that.State: MI
Filed: 09/09/05
341 Meeting: 10/19/05 - DONE - My Experience
Last Day For Objections: 12/19/05
Case Closed: 01/13/06 (Friday The 13th!)Comment
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When I get through with one of MY CREDITORS - he's gonna wish he'd never laid eyes on this little ole white haired lady.... WITH THE BIG UGLY STICK IN HER HAND........
lol
MinnyMinny
"It's amazing the paths that our feet sometimes follow in life".
My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.Comment
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Redeagle,
Your Trustee is really a NICE PERSON until he see's an asset of yours that he can take and sell and make money off of..... then he turns into a VULCHER.......
Money kinda turns his HEAD................
If you've got an unusual Trustee - then consider yourself STRIKING LUCKY because most aren't..............
Believe me THEY ARE PAID WELL FOR THEIR SERVICES.... by the court, and the assets they can retreive....
MinnyMinny
"It's amazing the paths that our feet sometimes follow in life".
My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.Comment
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You go Minny!!!!Originally posted by MinnymouthComment
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