Light at the end of the tunnel?

[pbwinner]

I'm self employed, and single, my house goes to auction at end of month, if I don't come up w/funds to catch up on payment by the 24th. I am planning on filing ch.7, should I do it now--will this stop the auction? I am late on property taxes too--does ch 7 dissolve these?

My business is not doing well and there is no one hiring near me. I've been using cash advances to pay bills for a long time--will this hurt me?

thx, crying my eyes out

[music12]

it will stop the auction only temporarily, until they get a relief from stay from the court.

with cash advances, it depends a bit on the timing, but as long as you didn't go buy luxury things, you should be fine on that end. (btw, why use cash advances and not just pay by credit card? the interest rate would have been lower for you...)

you need to go talk to some bk attorneys TODAY. they have free consultations. you don't have time to cry! pull yourself together and go. be glad that you are single and without children to worry about.

good luck.

[LimpDisc]

Welcome to the forum.

Music is correct. You need to get into some free consults right away. Take the emotion out of this and look at it as a business decision. You’ll get through this just fine.

Spend some time reading the sticky posts throughout the forum. Learn as much as you can and don’t be afraid to ask questions. There are lots of wonderful people on this forum that are always willing to help and won’t be judgmental.

Good luck!

[frogger]

I am late on property taxes too--does ch 7 dissolve these?

Don't worry about these. They will be attached to the property.

And... pay attention to what music said. He's right on target.

Good luck.

[music12]

Don't worry about these. They will be attached to the property.

And... pay attention to what music said. He's right on target.

Good luck.

music is a she, not a he .

[frogger]

music is a she, not a he .

Well....... hello Darling!