Who Thought They Would Have to Do a 13 But Got 7?

[DiamondsR]

My initial meetings with 3 lawyers, they said probably a 13. Then, I got laid off and haven't been able to get a new job yet, so my lawyer filed me as a 7. I am above the median on the 6 month look back, but pass the second part of the means test (and the Schedules) with flying colors (don't know how "good" that is though). ;-)

DiamondsR, who is your 341 with? My 341 is Dec. 22 in Seattle.

Hi TDawg!

The 7 Trustee is Nancy James (actually met her briefly) and Judge is Overstreet.

Are you with James too?

[tdawg]

Hi TDawg!

The 7 Trustee is Nancy James (actually met her briefly) and Judge is Overstreet.

Are you with James too?

Same judge, but trustee is Edmund Wood. I'll let you know how the 341 goes.

[outsidetool]

Who thought they would for sure have to do a 13 but attorney got them filed as a 7?

Thanks!

I talked to 2 attys, both said I had to file a 7. That thought depressed me, to be under the thumb of the trustee/court for 5 years. Plus, many of my creditors had just plain been really quite unhelpful when I had tried to work out some concessions with them to try and pay everyone back. After looking at things, including this forum, I really thought I should be able to file a 7. I did some checking around and got the name of an atty in my area that wasn't a wimp; filed the 7 over a year ago, was discharged last January.

[momisery]

The first attoney mill we spoke to told us a 13, after that two other attorney's said, no it is a 7 you don't have any income for gosh sakes.. lol Stay away from the mills, I guess.