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Chapter 7 and want to keep house

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    Chapter 7 and want to keep house

    I am planning on filing chapter 7 in a few months. I want to reaffirm mortgage and keep house. I understand I have to be current on mortgage.

    Does the mortgage company put your account on hold and refuse to accept payments when you file ? Maybe I am confusing that with something else I read. Any help appreciated.

    #2
    Mine stopped taking online payments when I filed, I had to pay by phone, or go in person to pay. My attorney wanted me to stay current on all secured assets I planned on keeping before, during and after bankruptcy.
    Filed Chapter 7 (no Asset) - Sept 2009
    341 Meeting - Oct, 2009 (Converted to Asset Case)
    DISCHARGED - Dec. 2009
    $1500 Buy Back & 67% Of Tax Refund Surrendered

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