Good evening everyone,
Now that our we are discharged, I am spending time lurking on the rebuilding your credit board. DH and I had agreed that we were done and didn't ever want that burden again. Even though we are only a few short weeks discharged the auto loan offers come quite frequently. Capital One (did not bk them) just sent me an invitation to apply for a card. Low limit of $500. I started to think to myself well we could use a card, not for emergencies, we're done playing those games, but for something like a hotel reservation or a rental car. Yes, I know there are car rental companies that rent to you with a debit but I'm not too fond of them and know we'll be traveling quite a bit in the future to visit family in AZ and Vegas. I also know you can reserve a hotel room with a debit as well but don't they hold a large amount of your money as a security or something?
Anyway, now that we are enjoying our taste of freedom, we are in no hurry to shackle ourselves again but I am curious about what you all think. So, will you ever use a credit card again?
Now that our we are discharged, I am spending time lurking on the rebuilding your credit board. DH and I had agreed that we were done and didn't ever want that burden again. Even though we are only a few short weeks discharged the auto loan offers come quite frequently. Capital One (did not bk them) just sent me an invitation to apply for a card. Low limit of $500. I started to think to myself well we could use a card, not for emergencies, we're done playing those games, but for something like a hotel reservation or a rental car. Yes, I know there are car rental companies that rent to you with a debit but I'm not too fond of them and know we'll be traveling quite a bit in the future to visit family in AZ and Vegas. I also know you can reserve a hotel room with a debit as well but don't they hold a large amount of your money as a security or something?
Anyway, now that we are enjoying our taste of freedom, we are in no hurry to shackle ourselves again but I am curious about what you all think. So, will you ever use a credit card again?
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