Debt validation notice, what's next?
We officially missed our 3rd mortgage payment on November 30. Today we got a debt validation notice, I guess that's what it is. Telling us the amount of debt we owe to BoA and asking us if we dispute it. Should we be doing anything? Talking to them? We are planning to file BK in January once we get the lawyer paid and are letting our house go in the BK. Just wondering if I need to do anything or just hold onto the paper. What comes next?
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