Saturday is "auction day" for my home.......

[bkfiler]

minny posted:

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Thank goodness I'm a "sane" person!!!!

I'm a SURVIVOR and keep "hanging in there"..

Saturday is "auction day" for my home....... this week has been terrible LONG and ROCKY. ... my nerves are SHOT , but I keep "handing in there"!!
We are "bidding" at the auction, hope it rains and snows like crazy, and hope nobody is really interested - or can't afford my home.....then we can purchase it back (thanks to a dear and close friend who is purchasing it for me till I can buy it back).

Say a prayer that Saturday will be a 'LUCKY DAY' for me and I can enjoy this Christmas instead of it being like last Chrismas - THE PITS.....
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we all want to wish you the super best of luck minny!

we are all praying for you and know it will go well!

we are also praying that all other bidders will get sick and disgusting foulish and evil buring severe runs and have to stay home that day of the auction and that your own bidder will arrive safely on a chariot and take home a low bid

did i mention that the other bidders cars will have flat tires and drained batteries the night before making it impossible for them to show up even if they get rid of the squirts! whoo hooo!

please post your results minny! we are all pulling for you!

[sobroke]

You are in my thoughts Minny! Good luck. Let us know how it turns out.

[Mysocalledlyf]

Good Luck Minnie! Im praying for you every day!

[Minnymouth]

Thanks for the input....

Am at work today and nerves are shot......but I'm made of good stuff. Has turned into a very long week, WAITING.

Thanksgiving weekend was the pits at my house. People banging on my door wanting to "look around"...... believe me they show "no mercy".....

Don't get me wrong - I'm very THANKFUL for all the good in my life and what God has granted me in my lifetime.

So I'm trying to stay busy - think positive about Saturday and hope and pray for the best. I may not "like" the outcome - but I will be okay.

My friend who is bidding to buy my place doesn't seem too concerned about it. He buys real estate at auctions all the time. He's hoping to get it cheaper than what was owed on it..... Our only concern is the bank sending in someone to "run the bidding up".....

Guess who gets 50% of the proceeds of the sale.....THE MORTGAGE COMPANY. The very one that created the problem, had no lien recorded (thus they become an unsecured creditor) will benefit the most. I personally want to know HOW THEY get 50% and the other unsecured creditors get a different percentage???

So in a nutshell, the creditor that caused the problem (mortgage company) will benefit the most. Not only will they recoup their money out of the sale, they also have been paid over $40,000 in 8 years in interest and payments. (not counting $20,000 downpayment and $20,000 in improvements to the property I have made over 8 years. We figured I will loose over $86,000 invested totally.) They will come out better thru auction than if I had been able to reaffirm........ ISN'T THAT A KICK IN THE A**......

So here I sit, WAITING, days are getting longer, nites are sleepless, and my hands are tied, and I'm at the mercy of friends and an auctioneer.

I will be devastated if we loose my home completely ......then I will have 10 days to GET OUT right before Christmas and in the wintertime!!!

I HOPE FOR THE BEST and nervously await the outcome!!

The last 403 days and counting have been very hard on me..... now its all coming to an end.....

Thanks everyone for your prayers and kind words......

Let's hope we can "make this work" out okay and I will have the opportunity to buy it back from my friend this time next year....

Minny

Yes there's a tear in my eyes, and a fist in my throat as I wait this out.....

[newstart]

Minny,

I'm praying for you to.

Eventhough you have your own problems like we all do you are always so helpful to others and me also because I have had countless questions. God is going to bless you because you can be good to others in spite of your own problems. This is going to work out. Good luck

[gilbertbeat]

We're all rooting for you.

[FoolAndHisMoney]

Best of luck to you Minny!!!

I was actually reading more on you situation and as you know too well YOUR LAWYER IS A NO GOOD F$%^&! @$$H0LE!! Get him with mal practice!

I read another book where it states that manaufactured/mobile homes are treated like cars with titles and this book as all other books I read states that "if you live in one of these homes discuss it with your lawyer and he can research it to see if the title is perfected". "If the title is not perfected, you will lose the asset and it counts as personal property and there is NO homestead exemption". I asked you before why you weren't getting at least your allowed exemption and after reading this now I know. Well you did your job, paid this @$$hole and he let this not so little detail slip through. Mal practice! Mal practice! and yes MAL PRACTICE!

Best of luck too ya!

[Minnymouth]

Oh, I'm going for BLOOD after Saturday, for sure.
A letter will first be sent to my congressman, one to the US Attorney General in Washington, and a copy to the judge who handled the case, and the US Trustee who handled the case....

We are searching for a lawyer or firm to handle my case on a percentage basis..... legal fees for this would be out of my range...... My friends have some good contacts......

And then we take it from there.....

Yes, I will go after the Bank, the Mortgage Company, the Title Company, and my attorney.

Somebody gets to "pay me back" my almost $90,000 loss!!!!! And for all the grief they have caused me.......for 404 days...........

If my friend is able to bid it back - at least I will still be able to live in my home and rent from him till I can buy it back......

I'm going to make sure the people that CAUSED THE PROBLEM - PAY IT OFF FOR ME when I buy it back!!!

I may be sad in my heart over loosing my home, but I'm MAD IN MY MIND at people who caused it..... bad combination........ for someone..........
THERE WILL BE HELL TO PAY BEFORE I'M THRU......

Thanks for all the well wishes and prayers. I need them today and the rest of the week.....

Saturdays auction will determine how the rest of my life will go........right now!

I'm trying to stay calm (with meds), keep a level head (want to reach out and choke someone) and think positive about the outcome Saturday....

I'm not a real religious person now (but was raised in church) - but I am a God fearing person and believe in my maker.... I asked for his guidance, and to help me thru this no matter what the outcome is..... I'm sure he makes the final decisions on everything........

So I keep hanging in there, and will......

Minny

[Bizeeparnts]

Minny....

Minny,

I have had two prayers answered this week, so I know God is listening. Keep the faith and know we are all behind you, no matter what may happen.

Hugs,
Bizee

[edwards2]

Minny, our thoughts and prayers are with you. What a nice friend you have who will buy your house so you wont lose it...friends like that are hard to come by. Your dogs pictures are so adorable. I have a black and white rat terrier who looks like the RCA dog...she is precious too. Let us know how Saturday goes...all of us believe in some form or fashion in divine intervention. You have been so kind and helpful to others; you are an asset to this board. Please let us know how it goes...we are pulling for you.

[Minnymouth]

Thanks folks,
I'm a nervous wreck again today, but hanging in! In less than 48 hours I will know my FATE......
No sleep last nite, don't expect any tonite either. Fist in my throat the size of a baseball - but I'm okay.....
If you enjoy seeing a little old white haired lady, venting, and can't swallow - then hello to me!!!
I'm doing better than I thought I would.... Sometimes I amaze myself at how good I hold up under stress and problems.....
Will let you know as soon as I know -

Thanks for all the moral support and prayers, I need them... and they have helped sooooooo much, you all will never know...

Minny

[Genenco]

MInny? I am simply amazed at your reactions, for sure, I'd "Locking and Loading" if those sob's had done this to me.

But you're taking the legal and moral way. NAil them good and never feel pity!

CHARGE!!!!!!

[CAB in CA]

Minny,

I am sending best wishes and positive thoughts in your direction... prayers are being said for you too, for a well-deserved, positive outcome.

Hugs,
CAB in CA

[Minnymouth]

Morning Genenco,
Another sleepless nite but I'm still hanging in there.......

Yes, I will sue these people for causing all these prolems...
I've never had the desire or urge to sue anyone before, but what they have done to me is NOT RIGHT - I took a TERRIBLE LOSS FINANCIALLY.

The creditor that caused the problem - the mortgage company and their title company - will regain their losses thru the sale - PLUS what I paid them over 8 years - approx $40000. Yes they come out SMILING FROM EAR TO EAR.... They could have recouped their losses by suing their title company - BUT they wouldn't do that because its owned by a Senator....... DUH - no bank in their right mind sues a Senator.... huh!!!! So I take the LOSS and sorry about my luck.....

Well, I hope their ready, cause I'm not thru with them yet....

They might smile at the auction - but they won't be smiling in court during the lawsuit......

Somebody is going to pay for some of MY LOSSES...... and for forcing me to auction and loosing my home....

Now, depending on WHAT HAPPENS TOMMORROW - my home will belong to someone else. Hopefully, my friend can purchase it and I can buy it back in the future from him and his wife....... I am SO LUCKY to have SUCH FRIENDS TRYING TO HELP....

Thanks folks for all the well wishes and prayers.....

Help me make it thru today and tomorrow at 3:30 pm and it will all be over but the "smiling" or "crying" .

You all will never know how much you guys have helped me over the last 407 days....... without you to chat with and without your support I would have already lost it mentally and emotionally too.....

BLESS YOU ALL,

Minny

[bkfiler]

minny, don't worry any longer. what is done is done and i promise you all will be fine no matter how it works out. life is strange that way and when somethng bad happens then something better happpens after that...

you will see. it may take time but everything will work out so much better then you ever realized