Hi,
Filing individual non-consumer chapter 7 (wife is not filing) in a couple of months. Here is a look at my initial schedule J for my family of 2 (no kids). Can you all tell me if there are any red flags, or anything I might have missed?
Thanks
John
Mortgage $1,444.45
Gas & Electric $200
Car Insurance (2 Vehicles) $120
Internet/Cable/Home Phone $200
Security System $25
Cell Phones (2) $150
Water/Sewer $75
Car Payment (1 Vehicle) $475
Life Insurance/Disability $300
Home Maintenance/Repair $100
Food $550
Housekeeping $60
Clothing $200
Personal Care $60
Misc $175
Medical/Dental $100
Vehicle Operating Expense (2 Vehicles) $400
Presents/Gifts $40
Charitable Contributions $75
Entertainment/Magazines/etc. $125
Laundry $20
Pest Control $20
Tax Preparation $20
Pet Expenses / Vet $40
School Supplies (wife is teacher) $50
Lawn Care $70
Wife's Additional Expenses (Non-Filing) $200
Business Expenses 30
AAA $10
Any Increase In Expenditures? ?
Total Expenses $5,334
Filing individual non-consumer chapter 7 (wife is not filing) in a couple of months. Here is a look at my initial schedule J for my family of 2 (no kids). Can you all tell me if there are any red flags, or anything I might have missed?
Thanks
John
Mortgage $1,444.45
Gas & Electric $200
Car Insurance (2 Vehicles) $120
Internet/Cable/Home Phone $200
Security System $25
Cell Phones (2) $150
Water/Sewer $75
Car Payment (1 Vehicle) $475
Life Insurance/Disability $300
Home Maintenance/Repair $100
Food $550
Housekeeping $60
Clothing $200
Personal Care $60
Misc $175
Medical/Dental $100
Vehicle Operating Expense (2 Vehicles) $400
Presents/Gifts $40
Charitable Contributions $75
Entertainment/Magazines/etc. $125
Laundry $20
Pest Control $20
Tax Preparation $20
Pet Expenses / Vet $40
School Supplies (wife is teacher) $50
Lawn Care $70
Wife's Additional Expenses (Non-Filing) $200
Business Expenses 30
AAA $10
Any Increase In Expenditures? ?
Total Expenses $5,334
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